Absolutely. When speaking to your insurance, first determine if your specific plan is in or out of network. If out of network, you will need a referral from a physician; however, you may still incur large out-of-pocket expenses. To avoid large out-of-pocket expenses, it is recommended that you seek providers that are in network unless a specialty service is only performed at that location.
It is also important to find out what specific services, procedures and tests will be covered before your arrival. Insurance companies may have coverage limits depending on the service or room charges. Lastly, it is helpful to know and understand what your co-payments, deductibles and/or co-insurance amounts are, depending on your type of service.
We accept a variety of insurance plans. Please visit our Insurance Information page for a comprehensive list or contact our office to verify your coverage.
A commercial insurance plan is a type of health insurance that covers medical expenses for the insured. Commercial health insurance policies can be sold individually or as part of a group plan, often through an employer.
Tiered provider networks are essentially a variation of a long-standing practice of providing one level of benefits to those who use in-network providers and another level of benefits for use of out-of-network providers. Tiered provider networks allow employers and insurers to specific hospitals and providers in their plan. Different tiers may have varied out-of-pocket expenses for the health plan. Participants will have more of an incentive to become engaged in the process of provider and treatment selection.
Narrow networks are health insurance plans that place limits on the doctors and hospitals available to their subscribers.
A benefit plan is an employer-sponsered retirement plan where an employee benefits are computed using a formula that considers several factors, such as length of employment and salary history.
